Carolina Guevara Harris

Professional Background & Practice Ethics

Carolina Guevara Harris is a formally accredited South African Debt Counsellor registered with the National Credit Regulator under registration number NCRDC3152. In 2015, she founded Debt Guidance with the conviction that over-indebted consumers deserve compassionate, legally rigorous, and transparent assistance.

Unlike commercial call-centre operations that treat debt counselling as a pure sales volume game, Carolina personalizes case oversight. Her approach focuses on balancing household survival with creditor obligations, ensuring that restructuring proposals adhere to established legal guidelines under the National Credit Act and National Consumer Tribunal precedents.